Dan LaMacchia, CFP®
Strategies for Tax-Advantaged Local Investing

CONNECT

Address:

One East Campus View Blvd, Suite 260
Columbus, OH 43235

Phone:

(614) 825-9575

The Benefits of Municipal Bonds


When you first begin to think differently about interest rates – and consider allocating income assets to municipal bonds – it will be important to work with an experienced investment professional, like me, to help avoid common mistakes.


When you purchase a municipal bond, you're actually making a loan to a local issuer and you may receive regular interest to compound for a specific term you choose. At maturity, you get your principal back.* Muni bonds help finance a variety of projects, including:

Education • School districts, colleges, universities, and student loan programs

Health Care • Hospitals, long-term care facilities, etc.

Housing • Single- and multi-family housing

Industrials • Chemical, container, paper, and waste management companies

Utilities • Public and private utilities, waterworks, sewers, etc.


The Key Advantages of Municipal Bonds

Successful investors work with financial advisors who understand interest rates and how those rates impact municipal bond valuations. They use investment vehicles that pay tax-free income, and they take advantage of muni bond exposure when rates rise to generate superior after-tax returns. As interests rates rise, bond prices fall – and vice versa.

When working with my clients and their families, these are the factors that drive me to introduce municipal bonds into their portfolios. I understand the economics of investing, and my main priority is helping my clients bring to fruition the financial future they've always envisioned for themselves.


Get in touch with me today, and learn more about how successful investors use municipal bonds to achieve their goals.


Municipal bonds may or may not be appropriate investments for you based on your specific investment objectives and level of risk you are willing to accept. In general the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties.

*Subject to the interest and principal repayment capability of the issuer.

1Other taxes and tax implications exist. Please consult with your trust or legal advisor(s) for details.

†Income from municipal securities is generally free from federal taxes and state taxes for residents of the issuing state. While the interest income is tax-free, capital gains, if any, will be subject to taxes. Income for some investors may be subject to the federal alternative minimum tax (AMT).

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Check the background of this financial professional on FINRA's BrokerCheck