Dan LaMacchia, CFP®
Strategies for Tax-Advantaged Local Investing

CONNECT

Address:

One East Campus View Blvd, Suite 260
Columbus, OH 43235

Phone:

(614) 825-9575

The Key Behaviors of Successful Investors


My team and I have created a new flipbook, which details what we believe are the key behaviors of the successful investors we work with.

It's easy to read and simple to understand, and we think it's pretty fun, too. You'll enjoy flipping through it and learning more about these key behaviors. 

So take a look and be sure to let us know if you have any questions.

 



When I initially meet with a new client, I always make sure they'll be armed with the right tools for the job. More often than not, one of our first discussions will include the use of municipal bonds as a tool to achieve their goals – a common practice of many successful investors.


1. Choose the Right Professional

Successful investors recognize the importance of interest rates, so they use a professional who understands them.

Once bonds are issued, they trade in an over-the-counter market just like many stocks. A bond's price and yield are among the factors that determine its value. The yield at maturity is the annual return the client will receive if the bond is held to maturity.


2. Choose the Right Process

Successful investors use a professional who understands the economics of investing.

Few investors understand the key economic factors that should guide investment strategy. As many of my clients already know, professional economic analysis should guide any sound bond investing strategy.

These key considerations include macroeconomic factors involving economic trends, fiscal and monetary policy, and the level and shape of the U.S. Treasury interest rate (yield) curve. Other indicators of economic health often help to explain the direction of interest rates. These include:


Successful investors work with someone who understands the basics of the yield curve…

Over time, the yield curve changes shape and the Top of the Yield curve – the point of highest relative value – will change, too. What represents the most value is different for each investor, so successful investors work with a bond professional who understands how to choose the bond maturity that best matches their needs, desires, and risk tolerance.


…and will work with them to avoid common mistakes.

Other taxes and tax implications exist. Please consult with your tax or legal advisor(s) for details.

2Source: MunicipalBonds.com | Moody's Investment Services


3. Choose the Right Solution

Successful investors recognize the importance of municipal bond products, so they use a professional who understands them.

1Source: The Bond Buyer

 


Get in touch with me today, and learn more about how successful investors use municipal bonds to achieve their goals.


Municipal bonds may or may not be appropriate investments for you based on your specific investment objectives and level of risk you are willing to accept. In general the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties.

1Dividends are not guaranteed and are subject to change or elimination.

2May be subject to the AMT.

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